CX · Data · AI — measured in money

Find where customer value leaks. Fix it. Prove it on the P&L.

Most CX, data and AI work dies on a roadmap slide. I run the entire growth loop — research → product → AI → P&L — and connect it back to revenue. You work with me directly: a senior operator with skin in the game, not a junior team behind a deck.

Free scorecard. See where you're leaking value and how you benchmark — before we ever talk.

25+ yrs business · 10+ yrs consulting · 30+ engagements

Or book a free cx leak review
THE LOOPResearchProductAIP&L

Trusted by teams at

Microsoft logoO2 logoČSOB logoForbes logoYettel logoGenesis logoVÚB Banka logoDôvera logoTatry Mountain Resorts logoAuto Ideal logoExponea logoMicrosoft logoO2 logoČSOB logoForbes logoYettel logoGenesis logoVÚB Banka logoDôvera logoTatry Mountain Resorts logoAuto Ideal logoExponea logo
The 5 leaks

Where customer value leaks

01

Retention under pressure

Churn creeps up; discounting erodes margin.

02

Slow digital adoption

Apps shipped, but adoption stalls and customers still call.

03

Data exists, decisions lag

Dashboards and NPS everywhere; leadership still debates impact.

04

Unmonetised AI

Experiments everywhere, no clear line from AI activity to customer value.

05

CX with no traction

Teams know the fixes but can't secure buy-in.

Recognise one? It's costing you money right now.

Find out how much in two minutes.

Point of view

Most CX is theatre. I'm interested in the part that pays.

I've judged the International CX Awards since 2018 and seen hundreds of programs. The uncomfortable pattern: most CX work is performance. Dashboards nobody acts on. NPS reported to three decimals and connected to nothing. AI “experiments everywhere,” with no line to customer value. Beautiful decks, applause, no movement in the numbers. It photographs well. It doesn't show up on the P&L.

The CX that pays looks different. It starts from where value actually leaks — churn, cost-to-serve, dead adoption, unmonetised data. It prioritises by impact, ships pilots, measures honestly, and scales what moves money. That's the only kind I do.

Three questions worth sitting with:

  1. 1.Can you name, in money, what your CX team delivered last quarter?
  2. 2.Which of your AI initiatives has a measured line to customer value?
  3. 3.If a metric on your dashboard vanished tomorrow, would any decision change?

If those are uncomfortable — that's the leak.

Forbes logoLatest work · Forbes · SK + CZ

How I turned a magazine into a growth engine

Most people own one slice of growth. On Forbes I ran the entire loop — listen, ship, amplify, measure — and connected it back to revenue.

Forbes had a premium brand and loyal readers, but the classic publisher problem: audience ≠ recurring revenue. Editorial run on instinct, AI talked about but not shipped, no single dashboard to steer by. Four disconnected problems most orgs hand to four different people. I ran them as one loop.

01What readers wantListen

Stop guessing what readers want. Measure it.

Surveys as a repeatable instrument, not a one-off: an Insider Lab on signature formats, product tests before scaling, sub-1-minute team pulses and event follow-ups. Method: MaxDiff + A/B + format analysis — shipped as a printed reader map, “read less, but better.”

Proves reader data → a roadmap that ships, tied to retention & ARPU.

02Product & formatsShip

AI-driven products — not AI theatre.

From insight through idea to prototype, fast and valid. Moments turns Forbes articles into swipeable, Instagram-style stories on the homepage. Money Mastermind is an AI money assistant grounded in Forbes content and data — expertise as a personal utility.

Proves insight → shipped products readers actually use.

03Layer AI where it paysAmplify

Amplify the team with AI where it pays.

AI assistants in production, internally. Article Checker scores every article against the editorial playbook before it ships. Claude chief of stUff triages the inbox, prioritises email, drafts replies, researches the market and tracks invoices.

Proves AI in production, internally, where it pays.

04Wire it to the P&L · CZMeasure

If it isn't on a dashboard, it isn't managed.

The decision layer: retention, cross-sell, up-sell, CAC — and channel profitability. 23 initiatives ranked on one Impact × Feasibility matrix, sized by revenue potential, so Quick Wins, Strategic Bets, Fill-ins and Time Sinks separate themselves. Nothing ships on a hunch.

Proves every initiative lands in a number leadership can act on.

Growth isn't a survey, an AI feature or a dashboard. It's the loop — and value leaks in the gaps between them. I run the whole loop as one operating system.

The CX Leak Score2 min · 9 questions
Free self-diagnostic

The CX Leak Score

9 questions, 2 minutes. See where customer value is leaking — and how you benchmark against companies that connect CX, data and AI to the P&L.

The difference

Why my approach is different

In the AI era, frameworks are cheap. My edge is knowing which customer problem actually matters, what pattern it belongs to, what to test first, and how to prove business value.

01

Real IP

Proprietary methods for connecting CX, customer insight, AI use cases and business KPIs — value-leakage mapping, customer journey activation, CX monetization sprints and impact × feasibility prioritisation. Some of it is productized into tools you can use directly:

02

Proprietary data

A growing library of customer research outputs, benchmark patterns, retention signals, survey designs, journey maps, dashboards and pilot results from media, telco, banking, automotive and service businesses.

03

Sector pattern recognition

Experience across subscription media, telco, banking, insurance, automotive, SMB and digital services surfaces repeating patterns: weak onboarding, silent churn, low digital adoption, poor close-the-loop, unclear AI ROI and dashboard noise.

04

Senior judgement

You don't get junior consulting delivery dressed up as transformation. You get senior judgement from someone who has led corporate growth, built products, advised executives and translated between board-level priorities and expert-level execution.

05

Skin in the game

The work is designed around measurable business outcomes, not slide production. Every sprint defines success in retention, qualified leads, adoption, lower service load, faster decisions or clearer investment priorities — and remuneration tied to revenue acceleration is welcome, so the fee moves with the result.

Peter Kmoško, founder of Monetize.CX

Peter Kmoško

Monetize.CX founder · Forbes AI leader · Microsoft alumni · CX Awards judge (5yr) · Award-winning podcast host · First CCXP in CE

About

One operator. The whole growth loop.

25+ years in business and 10+ years consulting — through downturns, booms and the AI shift — I've helped leading brands turn AI, data and human-centred design into measurable growth: better retention, lower cost-to-serve, higher lifetime value. Most consultants own one slice and hand you off at the seams. I run the entire loop and connect it back to the P&L. That's the difference between a deck and a number.

Builder

Founder of Amos.kids and Amos.finance; co-founder of ARTNet, NovaStory, Behavera, Runology and Landlord.AI; startup mentor at Perry Talents. I build and ship AI products, not advise from the sideline.

Corporate operator

13 years at Microsoft Europe (CMO, CX Director, Windows Division Director). I know how growth moves inside a large org, and how to get buy-in.

CX & AI pro

Monetize.CX: 30+ engagements for Microsoft, Exponea, O2, Yettel, ČSOB, VÚB, Forbes, Genesis, Renault, Dôvera. CCXP-certified, International CX Awards judge since 2018, host of Generation.CX and CX Myth-Busting.

My work moves four numbers — Customer Lifetime Value ↑ · Retention ↑ · Cost-to-Serve ↓ · Customer Effort ↓ always with clear ROI.

SpotifyListen to CX myth-busting for leaders — award-winning podcast
You work with me directly — a senior operator with skin in the game. Real results shipped inside real companies, not secondhand theory from books, YouTube and AI-generated decks.
Press / Forbes
Forbes logoAs featured in Forbes

Not just doing CX — publishing the thinking behind it.

Forbes ran Peter Kmoško’s cover-feature strategy piece, “All customers aren’t equal — nor equally important” — on segmenting by customer value, cutting churn and monetizing loyalty. The same operating logic behind every engagement, in print for a national business audience.

Let's talk

Let's run the loop for you.

Research → product → AI → P&L. The same operating system, pointed at your goals.

Monetize.CX — Growth through Customer Experience & pragmatic AI.